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KlarvoEngine
7 min readUpdated 2026-04-15

Industry-Specific Frameworks

How KlarvoEngine applies industry-specific regulatory frameworks for healthcare, finance, employment, education, and more.

Industry-Specific Frameworks

The EU AI Act doesn't exist in isolation. KlarvoEngine includes 8 industry frameworks that automatically activate when relevant context is detected.

How It Works

During Pass 1, KlarvoEngine identifies industry context from your description. Healthcare terms, financial instruments, employment decisions, or educational outcomes trigger the relevant framework in Pass 2.

Healthcare

Overlapping regulation: EU AI Act + Medical Devices Regulation (MDR) + IVDR

AI SystemClassificationWhy
Diagnostic imaging AIHIGH-RISKMedical device + Annex III Domain 5
Patient triage chatbotHIGH-RISKInfluences care access
Drug discovery (no patients)MINIMAL RISKNo patient interaction
Mental health chatbotHIGH-RISK if influencing treatmentLIMITED if informational

Financial Services

Overlapping regulation: EU AI Act + MiFID II + DORA + CRD

AI SystemClassificationWhy
Credit scoringHIGH-RISKAnnex III Domain 5(b)
Insurance pricingHIGH-RISKAnnex III Domain 5(b)
Fraud detectionMINIMAL RISKInternal security
Robo-advisoryLIMITED under AI ActBut MiFID II suitability applies

Employment & HR

Overlapping regulation: EU AI Act + GDPR + Platform Workers Directive

AI SystemClassificationWhy
CV screeningHIGH-RISKAnnex III Domain 4(a)
Video interview analysisHIGH-RISK + possibly PROHIBITEDArt 5(1)(f) emotion recognition
Employee sentiment analysisPROHIBITEDArt 5(1)(f) in workplace
Interview schedulingMINIMAL RISKAdministrative

Education

Overlapping regulation: EU AI Act + GDPR (enhanced minor protection)

AI SystemClassificationWhy
Exam proctoringHIGH-RISKAnnex III Domain 3
Admissions screeningHIGH-RISKAnnex III Domain 3(a)
Adaptive learningCONTEXT-DEPENDENTHIGH-RISK if determines paths
Plagiarism detectionMINIMAL RISKDetection tool

KlarvoEngine also covers:

  • Legal: Access to justice (Art 47), judicial AI (Annex III Domain 8)
  • Government: Mandatory FRIA, EU database registration, welfare/immigration AI
  • Retail: Consumer Rights Directive, DSA recommender rules
  • Manufacturing: Machinery Regulation, CE marking, safety components
  • What Appears in Your Memo

    When industry context is detected, your classification memo includes:

  • Industry-specific article references
  • Overlapping regulation flags
  • Sector obligations beyond the AI Act baseline
  • Industry-specific edge case warnings
  • 3-Pass Pipeline Explained
  • High-Risk Categories (Annex III)
  • How KlarvoEngine Classification Works